Brrr it’s getting cold out there!

Now is the time to think about making sure your new home is prepared for winter. For example, make sure there is some background heating on all the time to prevent pipes freezing up and, if you have an outside tap that can be separately isolated then you could isolate and empty that too to help prevent it from freezing up.

Are you wasting hundreds by not switching mobile phone contract?

Do you switch as soon as your mobile phone contract comes to an end? If not, you could be wasting up to £240 a year. Not knowing this important date could leave you seriously out of pocket.

Research by bill monitoring service Onedox shows that one in four mobile phone users are out of contract but still paying the same amount, which could be leaving them significantly poorer.

Is your dog microchipped?

On 6 April 2016 it will become law for all dogs in the UK to have a microchip and to be registered to an approved database by the time they are 8 weeks old. For every dog that is currently not microchipped, you will have until 6th of April to get them microchipped and registered on an approved database.